Protect your projects, people, and equipment with top-tier property and casualty coverage.
These trusted insurers offer tailored solutions to manage risk and ensure business continuity in New York’s dynamic construction landscape.
One of the nation’s largest commercial P&C insurers, offering tailored construction coverage like general liability, workers’ comp, builder’s risk, and professional liability. Known for on-site risk teams and industry-specific claim services.
Location: Statewide (NYC HQ)
Website: travelers.com
Contact: See “Business Insurance” or your local agent
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Global P&C leader offering extensive construction insurance: general liability, workers’ comp, commercial auto, umbrella, and pollution liability, with strong financial backing and comprehensive claims support.
Location: Statewide
Website: chubb.com
Contact: Use online contact form or local brokers
Social: – gramercyrisk.com+4wint.ai+4blakeinsurancegroup.com+4
Specializes in contractor-focused policies (general liability, builder’s risk, workers’ comp) with built-in risk control, loss prevention, and business income coverage.
Location: Statewide
Website: thehartford.com
Contact: Via site or local agents.
Offers a full range of construction coverages including property damage, workers’ comp, builder’s risk, and environmental liability, supported by tailored risk management services.
Location: Statewide
Website: libertymutual.com
Contact: Local NY-based branch or brokers
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Provides customizable contractor insurance like builder’s risk, general liability, workers’ comp, and inland marine—strong in commercial and large-scale residential.
Location: Statewide
Website: zurichna.com
Contact: Contractor solutions team
Specializes in high-risk construction lines, offering general liability, auto, comp, umbrella, and builder’s risk policies for complex and hazardous operations.
Location: Statewide (via agents)
Website: americanempire.com
Contact: Local agents/brokers
Focuses on environmental and specialty trade contractors, providing general, pollution, and professional liability with creative underwriting solutions.
Location: Statewide
Website: markel.com
Contact: Construction lines via brokers
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Offers small- to mid-sized contractor policies: general liability, comp, commercial auto, builder’s risk, BOPs, and identity protection.
Location: Statewide
Website: mainstreetamerica.com
Contact: Online or through local agents
Social: – en.wikipedia.org+1constructioncoverage.com+1
NY-based insurer tailored for residential contractors, with GL and umbrella coverage; rating based on project size to avoid audit surprises.
Location: NYC Metro
Website: via brokers
Contact: Local agents
Social: – blakeinsurancegroup.com
Regional NY P&C insurer providing commercial insurance for contractors, including general liability, comp, and commercial auto—hands-on local service.
Location: Buffalo HQ, offices via Hauppauge (LI)
Website: merchantsgroup.com
Contact: 250 Main St, Buffalo, NY