Keep your workforce covered with the best health insurance options for New York’s construction industry.
These top providers offer affordable, flexible plans tailored to high-risk job sites and small business needs.
Trusted for broad network coverage across NY with small-group plans offering preventive care, specialty services, and strong telehealth options—ideal for construction employees needing flexibility.
Location: Statewide
Website: empireblue.com
Contact: Request a quote via site
Social: – en.wikipedia.org+12nysmallhealth.com+12nyhealthinsurer.com+12
Offers comprehensive small-group plans (HMO, PPO) with wellness perks, telehealth, and access across New York and nationwide—great for firms with traveling tradespeople.
Location: Statewide
Website: uhc.com
Contact: Use “Find a Plan” for NY small business groups
Social: – nysmallhealth.com
Provides flexible EPO/PPO and HSA-compatible high-deductible plans, with metro-specific networks to manage costs while ensuring access to quality care.
Location: Statewide
Website: aetna.com
Contact: Small-group NY plans via site
Social: – simplyinsured.com+4nysmallhealth.com+4nysmallhealth.com+4
Features a variety of plan options and strong wellness programs, making it a solid choice for firms focusing on employee health and retention.
Location: Statewide
Website: cigna.com
Contact: Small business team
Social: – reddit.com+12nysmallhealth.com+12peakinsuranceadvisors.com+12
Competes on pricing while offering strong local networks through “Freedom” and “Liberty” options—good value for NYC and Long Island firms.
Location: Downstate NY
Website: oxfordhealth.com
Contact: Small-group quotes via site
Social: – bestbusinessnyc.com+9nysmallhealth.com+9peakinsuranceadvisors.com+9
This nonprofit covers commercial and gov’t-sponsored plans, emphasizing community wellness programs and NYC-focused provider access.
Location: Statewide, HQ in NYC
Website: emblemhealth.com
Contact: Employer group inquiries via site
Social: – inven.ai+3insights.cerco.ai+3nyhealthinsurer.com+3
NYC-focused insurer offering affordable small-group EPO plans, dental add-ons, and strong NYC Health + Hospitals access.
Location: NYC Metro
Website: healthfirst.org
Contact: Group plan marketplace
Social: – en.wikipedia.org+7nyhealthinsurer.com+7nysmallhealth.com+7
Offers group plans along with Medicaid and Medicare options—ideal for firms with diverse employee needs, from part-time workers to families.
Location: Statewide
Website: fideliscare.org
Contact: Employer group section
Social: – nyhealthinsurer.com
Serves upstate and downstate NY with plans ranging from HMO to HSA-compatible PPOs, no minimum enrollment—flexible for small construction teams.
Location: Most NY counties
Website: mvphealthcare.com
Contact: Employer small business team
Social: – apollo-insurance.com+4nysmallhealth.com+4en.wikipedia.org+4
Highly rated in the Capital Region; offers EPO/PPO plans with HSAs/HRA options and no referral requirements—excellent for non-urban construction offices.
Location: Eastern/Central NY
Website: cdphp.com
Contact: Group sales via site
Social: – nysmallhealth.com