Trinity Street Capital Partners Secures $61 Million Loan for Charleston Multifamily Development

News Summary

Trinity Street Capital Partners has secured a significant $61 million non-recourse construction loan for a new multifamily development in Charleston, South Carolina. The project will create 250 market rate units to meet the increasing housing demand in the area. The development will include diverse unit types and a range of community amenities designed to enhance resident quality of life. This financing highlights TSCP’s commitment to expanding construction lending in a competitive market.

Trinity Street Capital Partners Secures $61 Million Construction Loan in Charleston, SC

Trinity Street Capital Partners (TSCP), a prominent player in the construction loan market, has recently secured a non-recourse construction loan amounting to $61 million for a new multifamily development in Charleston, South Carolina. This substantial financing aims to support the establishment of a 250-unit, Class A, market rate multifamily housing project, which is expected to address the growing demand for quality housing in the area.

The loan features a two-year term along with two additional six-month extension options, allowing for a flexible timeframe for project completion. Notably, the financing has achieved an impressive 86% loan-to-cost ratio, reflecting a strong commitment to the project amidst a challenging economic environment.

Details of the Development

The multifamily property will comprise a mix of unit types to cater to diverse housing needs. The layout includes:

  • 156 one-bedroom and studio units
  • 70 two-bedroom units
  • 10 three-bedroom units

This thoughtfully planned development will consist of eight four-story residential buildings set on a sprawling 10-acre lot, providing ample space for community amenities and outdoor activities.

Amenities and Features

Residents of the new development can look forward to a variety of high-quality amenities designed for convenience and leisure. Key features on the first floor will include:

  • Administrative and leasing offices
  • Clubroom lounge with a full-service kitchen
  • Fitness center
  • Yoga room
  • Business center
  • Game room

Additionally, community features will comprise a swimming pool surrounded by sundecks, poolside cabanas with grilling areas, an indoor/outdoor sitting area complete with a fireplace, a playground, and a dog park, as well as a nature path for residents to enjoy. These amenities are designed to foster community interaction and enhance the living experience.

Economic Context

While many lenders are scaling back their construction lending due to challenges such as non-performing loans and persistent high interest rates set by the Federal Reserve, TSCP is bucking this trend by expanding its construction lending programs throughout the United States. This initiative reflects TSCP’s confidence in the multifamily housing market, particularly in thriving areas like Charleston.

The Charleston economy is robust and benefits from various sectors, notably tourism, logistics, aerospace, and information technology. The Port of Charleston ranks among the busiest ports in the United States, significantly contributing to regional trade. Major employers in the area, such as Boeing, support the local economy and have led to the region being informally dubbed “Silicon Harbor” due to its emerging tech scene.

About Trinity Street Capital Partners

TSCP specializes in offering non-recourse, high-leverage senior and subordinate commercial mortgages, construction loans, and real estate private equity investments, with funding opportunities commencing at $10 million. The company’s proactive approach in securing this substantial loan for the Charleston multifamily project showcases its commitment to supporting high-quality developments that meet the needs of growing communities.

As the development progresses, it is poised to enhance the housing landscape in Charleston, reflecting the city’s rich cultural heritage, well-preserved architecture, and vibrant arts and culinary scenes. The new multifamily property not only aims to provide modern living spaces but also seeks to contribute to the overall economic growth and community building in this dynamic region.

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