Tallahassee, Florida, September 17, 2025
News Summary
Capital City Bank has added Stuart Chandronnet as a commercial banker in Tallahassee to serve businesses and property owners across Leon County. Based at the Capital City Bank Wealth Office on East Tennessee Street, he will provide credit analysis, relationship management and structure financing including business loans, lines of credit and construction financing, plus treasury management solutions. Chandronnet brings over a decade of banking experience and formal training from Flagler College and the Florida School of Banking. The hire reinforces the bank’s local lending capacity and community-focused commercial banking services in the region.
Capital City Bank Adds Commercial Banker in Tallahassee to Boost Local Construction and Business Lending
New hire to serve Leon County with construction and commercial loan expertise
Capital City Bank has added a commercial banker to its Tallahassee team to serve the banking and lending needs of Leon County. Stuart Chandronnet joins the bank as a commercial banker based at the Capital City Bank Wealth Office at 304 East Tennessee St.. His work will include guidance, credit analysis and a range of commercial lending and treasury management services aimed at corporate clients and real estate projects, including construction financing for expansion and new development.
What he will do — immediate impact
In his role, Chandronnet will focus on corporate banking, owner-occupied real estate and investment real estate markets. He will structure business loans, business lines of credit and construction loans tailored to client needs. The position emphasizes hands-on relationship management and business development, with an eye toward helping local developers, builders and business owners access the financing they need to move projects forward.
Experience and local ties
Chandronnet has more than a decade of experience in the banking industry and lists expertise in commercial lending, credit analysis, relationship management and business development. He earned a bachelor’s degree in business administration with a minor in marketing from Flagler College and completed the Florida School of Banking in 2023. He lives in Tallahassee with his wife Haley, a kindergarten teacher at Kate Sullivan Elementary, and their young daughter.
Community engagement
The new banker is active in local civic and faith-based groups. He serves as chairman of an advisory committee for a young professionals program with the local chamber of commerce, chairs the finance committee at his church, and leads the outdoor committee for a regional youth sports ministry. He also helps organize fundraising events such as fishing tournaments and pheasant shoots, and is a longtime member of a community service organization that supports ramp builds, bed builds and local shelters. These ties reflect a focus on community relationships that often complements local commercial banking work.
Why this matters for construction and development
Local developers and contractors often cite timely, tailored construction financing and responsive treasury services as crucial to starting and completing projects. A dedicated commercial banker who understands credit underwriting and local markets can speed loan packaging, help structure draw schedules, and coordinate treasury tools that support daily cash flow during construction and ramp-up. That combination can reduce delays and help projects stay on budget.
Bank background and capacity
The bank has served the Tallahassee area for more than 130 years, offering consumer, wealth management, business and commercial banking services. The holding company is publicly traded and one of the larger financial groups headquartered in Florida. It reports approximately $4.4 billion in assets, operates 62 banking offices and maintains 107 ATMs/ITMs across Florida, Georgia and Alabama. Those resources support underwriting, servicing and deposit platforms that borrowers and developers rely on for larger commercial and construction needs.
Industry context
The regional banking landscape has been active with acquisitions and consolidation. Recent deals have expanded branch footprints into new markets and given some banks their first physical presence in parts of the Panhandle and the Big Bend. Industry observers note that mergers and purchases by both banks and other financial institutions can shift where loan decisions are made, how quickly branches can support local business customers, and what staff remain in market to manage relationships.
Separately, discussion continues around the structure and regulation of different sizes and types of financial institutions. Some trade groups and industry leaders are pushing for changes to tax or regulatory rules; others are arguing those moves could reshape competition for deposits and loans. At the same time, federal agency staffing shifts and deregulatory efforts have renewed conversation about consolidation and how institutions choose between organic growth and buying branches or portfolios.
Local takeaways
For builders, developers and business owners in Leon County, the bank’s new commercial banker brings an added local resource for financing. His experience in credit analysis and relationship management, combined with the bank’s branch and cash-management capabilities, is positioned to support projects ranging from tenant buildouts to ground-up construction. The office address at 304 East Tennessee St. provides a local point of contact for business customers seeking commercial or construction lending.
How to learn more
Businesses interested in commercial lending options, construction loans or treasury services can contact the bank through its public web presence or visit the Wealth Office location noted above for initial conversations about financing solutions tailored to their needs.
FAQ
Who is the new commercial banker and where is he based?
Stuart Chandronnet joined as a commercial banker and is based at the Capital City Bank Wealth Office at 304 East Tennessee St. in Tallahassee.
What kinds of loans will he handle?
He will work on business loans, business lines of credit and construction loans, and will provide treasury management services for commercial clients.
What markets does he focus on?
His market focus includes corporate banking, owner-occupied real estate and investment real estate.
What is his background?
He has over a decade of banking experience, a bachelor’s degree in business administration from Flagler College with a minor in marketing, and completed the Florida School of Banking in 2023.
How does this affect local construction projects?
Having a dedicated commercial banker with construction lending experience can speed loan structuring, improve cash-flow planning and help reduce delays during building and development phases.
Key features at a glance
| Feature | Details |
|---|---|
| New hire | Stuart Chandronnet — commercial banker based in Tallahassee |
| Primary services | Commercial lending, construction loans, lines of credit, treasury management |
| Market focus | Corporate banking, owner-occupied and investment real estate |
| Local base | Capital City Bank Wealth Office, 304 East Tennessee St., Tallahassee |
| Bank scale | Founded 1895; ~ $4.4 billion in assets; 62 offices; 107 ATMs/ITMs |
| Community ties | Active in young professionals group, faith-based finance committee, outdoor ministry events and longtime service organization membership |
Deeper Dive: News & Info About This Topic
Additional Resources
- Capital City Bank welcomes commercial banker Stuart Chandronnet — Tallahassee Reports
- Wikipedia: Stuart Chandronnet Capital City Bank Tallahassee
- Bethany Corum named president of Capital City Bank — American Banker
- Encyclopedia Britannica: Bethany Corum Capital City Bank
- ServisFirst Bank announces first Tallahassee office — Tallahassee Democrat
- Google Scholar: ServisFirst Bank Tallahassee office 2022
- MidFlorida Credit Union / Prime Meridian coverage — Banking Dive
- Google Search: MidFlorida Credit Union Prime Meridian Tallahassee
- Tallahassee People on the Move — Tallahassee Reports (June 17, 2022)
- Google News: Tallahassee People on the Move June 17 2022
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